Mortgage rule changes and increasing interest rates—surprisingly—weren’t the top motivators for prospective homebuyers in 2017, according to a new survey from the Canada Mortgage and Housing Corporation (CMHC).

Happy New Year, 2018 is here! If you’re anything like me, you’re looking to set some goals to make some real progress this coming year! I can’t help you with your goals in the gym, but I can help with your financial goals.

As starting a new year is a great time to gain some perspective, let’s reflect on some of the changes brought about this last year in the Canadian housing and mortgage market, and maybe speculate a little bit about what’s to come.

OSFI’s forthcoming stress test for all uninsured mortgages after January 1 will have far-reaching effects across the mortgage industry, potentially removing up to 50,000 buyers from the real estate market each year.

What Newcomers Need to know! The reason I have a blog and share information is to educate my clients and prospective clients about mortgages.

If you’ve ever tried and failed at budgeting, or if you’ve never tried at all because it sounds so hard and boring, this post is for you.

One of the benefits of working with an independent mortgage professional; compared to getting your mortgage through a single institution, is choice.

Canadian regulators may soon force borrowers to qualify at interest rates two percentage points above the contract rate.

If you’ve tuned into the news today, you’ve probably heard that there are new mortgage rules coming into effect on January 1st, 2018.

Oftentimes people assume that housing is our single biggest expense, and although that was true in 1961, times have changed! According to research done by the Fraser Institute, last year the average Canadian family spent more on taxes than housing, food, and clothing combined.

Here is what you need to know about the latest moves by the federal government as it pertains to the tax code.