If you listen to the radio, watch the news on TV, read the newspaper, go on Facebook, browse the internet, or talk with people, even a little, chances are you’ve been inundated with uncertainty. The uncertainty of it all is what sells papers… or ads on the internet, because it’s 2018.

The Bank of Canada today increased its target for the overnight rate to 1 ½ per cent. The Bank Rate is correspondingly 1 ¾ per cent and the deposit rate is 1 ¼ per cent.

While we may think we dislike our work, research shows we’re considerably less happy doing nothing.

If you have been looking to find the right first home within your budget, it’s a matter of mind over money, here’s some tips from Genworth Financial that will help you keep perspective!

If you have no desire at all to qualify for a mortgage, here are some great ways to make sure you don’t accidentally end up buying a house and taking out a mortgage to do so.

If you’ve missed a payment on your credit card (or line of credit) and you’re wondering how this will impact your creditworthiness down the road, this article is for you.

Navigating the real estate and mortgage processes with the help of an expert mortgage broker can help set your mind at ease when making one of the largest financial decisions of your life.

If you are looking to buy a new home, but can’t find something you love, this article is certainly worth a read! But what if you don’t want to move?

If you bought a house, or had a mortgage renew roughly five years ago, there’s a chance the struggling economy and the relatively low interest rate environment (at the time) influenced you to “play it safe” and lock in a mortgage term for the next ten years.

You’re pre-approved for a mortgage, you’ve been shopping with location in mind, but unfortunately the perfect property isn’t jumping out at you.

Building your dream home can sound really exciting, but have you thought about everything that goes into building a new home? Here are 7 Questions you should ask yourself before making any concrete plans!

So, you want to buy a home. Or maybe you want to sell your home. Either way, working with a real estate professional or REALTOR® is a really good idea.

The BC Government released Budget 2018 today. As it relates to housing, the government made changes to the foreign buyers tax, and added a new speculation tax.

Mortgage rule changes and increasing interest rates—surprisingly—weren’t the top motivators for prospective homebuyers in 2017, according to a new survey from the Canada Mortgage and Housing Corporation (CMHC).

Happy New Year, 2018 is here! If you’re anything like me, you’re looking to set some goals to make some real progress this coming year! I can’t help you with your goals in the gym, but I can help with your financial goals.

As starting a new year is a great time to gain some perspective, let’s reflect on some of the changes brought about this last year in the Canadian housing and mortgage market, and maybe speculate a little bit about what’s to come.

OSFI’s forthcoming stress test for all uninsured mortgages after January 1 will have far-reaching effects across the mortgage industry, potentially removing up to 50,000 buyers from the real estate market each year.

What Newcomers Need to know! The reason I have a blog and share information is to educate my clients and prospective clients about mortgages.

If you’ve ever tried and failed at budgeting, or if you’ve never tried at all because it sounds so hard and boring, this post is for you.

One of the benefits of working with an independent mortgage professional; compared to getting your mortgage through a single institution, is choice.