Warm Weather Projects to Finish Up
If you have started any summer projects, completing them before the weather changes would be best.
Today’s Interest Rate Hike
Regarding the rate increase from the Bank of Canada today, we wanted to share some insights that may impact your financial decisions.
Keeping an Eye on Your Credit
Keeping your credit in good standing is key. The following blog includes some ways to keep an eye on your credit and ensure everything is as good as possible.
Summer on a Budget
Who says creating those core summer memories needs to be expensive? If you are concerned about rising interest rates or finances in general, know that you can still have an epic summer on a budget.
Tightening Your Budget
Maybe you aren’t in a position to renew but worry about increasing rates and how it will impact you come renewal. Making changes now will help you in the long run.
From SOLD to Moving In
After signing and sorting the above, you are just waiting for the keys! Well, and probably packing.
Offer Acceptance
You get the call–your offer has been accepted (likely after some back and forth). What’s next?
House Hunting
Looking at homes is seriously exciting! But it can be stressful too. Here are a few things you can do to make your time more manageable.
Planning and Looking Online
Setting your expectations for what you need vs what you want in a home will make the entire process more pleasant.
From Offer to Sold
After all of that prepping, cleaning, and showing you finally have an accepted offer. Now what?
Open Houses and Showings
If you are in a market that holds open houses, and your realtor is willing, this can be an easy way to get multiple people through your home before the showings commence.
Preparing Your House
It’s time to roll up your sleeves and attend to anything you have meant to get around to get the house ready. Fix, de-clutter, depersonalize and stage.
Preparing Your Paperwork
Prepping to sell your home begins with selecting your team of professionals. Interview a few realtors if you don’t already have one, and let your mortgage broker know you are making a move so they can be ready.
First Home Savings Account
On April 1st, the federal government launched the First Home Savings Account (FHSA) to assist first-time home buyers. This program allows them to save up for a down payment.
Mortgage Terms & Tips
You will have many options when it comes to choosing a mortgage. Become familiar with the following terms and options to help with your decisions.
Getting Pre-Approved
Getting pre-approved for a mortgage is essential before looking for a home. It can save you time and the heartache of falling in love with a house out of your range.
Upfront Costs & Down Payments
This is the first blog in a four-part series designed for First Time Home Buyers. Even if you have purchased a home before, it’s a great refresher.
Deposit VS Down Payment
Purchasing a home is one of the most significant financial decisions people make. Therefore, it’s essential to understand the terminology used in the home-buying process, including the difference between a deposit and a down payment. These terms are often used interchangeably in Canada but have distinct meanings.
Common Mortgage Misconceptions
With so much misinformation floating around, many common misconceptions surround the mortgage process. We have broken down a few of them here.
Advantages and Disadvantages of New Construction
The idea of purchasing a new construction property is appealing to many homebuyers. From the ability to customize your home to the smell of a shiny new unlived-in home, there are many benefits to buying new construction. However, there are some drawbacks to consider.